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Get A Workers Compensation Loan

There are around 2.8 million nonfatal workplace injuries each year. If you’ve suffered one of these and you’re worried



about your financial situation, you should know that you’ll be entitled to workers’ compensation. This should cover a large portion of your lost wages and medical expenses.

 However, if your settlement is challenged through litigation, you might find yourself short of money in the short term. Settlement loans for workers’ comp can be very useful in this situation.

 Read on to learn more about this type of loan and whether you should take one out.

 What Is Workers’ Compensation?

 If you suffer an injury or fall ill at work, you may be entitled to receive workers’ compensation. This scheme will cover a certain amount of any wages you lose out on while you’re out of work, as well as expenses related to your medical treatment.

 The precise laws on workers’ compensation vary from one state to the next. However, where you suffer an injury as a direct consequence of your workplace activities, your employer should have to provide it.

 There is a wide variety of injuries that qualify for workers’ compensation. The most common complaints that see claimants get relief are musculoskeletal issues, such as broken bones or damaged ligaments and tendons.

 It is possible to secure compensation for psychological issues in some cases. However, because causation is more difficult to prove in the case of a condition like anxiety or PTSD, payouts are less common.

 Settlement Loans for Workers’ Comp

 Even clear-cut workers’ compensation cases can end up in court. While you might be certain of the outcome from the very start, it can take a long time to convince a court of the real facts of a case.

 Unfortunately, during this period you won’t have access to any of your compensation money. This means that you’ll be left to fend for yourself financially, potentially with no income whatsoever.

 Not only that, but you will also not have access to workers’ compensation doctors for your medical care. This means that you may have to pay for treatment out of your own pocket, especially if you have an urgent condition like chronic pain.

 This isn’t a situation you will be able to sustain for long, especially if you have a family to support. Luckily, workers’ comp settlement loans exist to address precisely this need.

 How Does the Loan Work?

 Once you receive notice that your claim is in dispute, you are entitled to apply for one of our settlement loans.



 The rules on how and when you can apply for this type of loan vary from state to state. In some jurisdictions, you’ll have to hire a lawyer before you can submit an application.

 If you’re struggling to put money together to mount an effective case, we also offer lawsuit funding loans.

States in Which Workers’ Comp Settlement Loans Are Available

 Workers’ compensation disputes are common in every state. Unfortunately, not every state permits workers’ compensation settlement loans.

 We provide a list of states in which our services are available on this page.

 Why Might a Workers’ Comp Case End Up in Court?

 You might think that securing a workers’ compensation payout would be a simple process. After all, most companies in



most states are legally required to have workers’ compensation insurance, and even many of those companies that aren’t affected by this rule choose to take out insurance anyway.

 However, it’s not always as easy as collecting your check from the insurance company. Workers’ compensation disputes are unfortunately very common.

 The objection may come from the employer or from the insurance company.

 Employers’ insurance premiums will climb considerably after a claim. This is because insurance companies assess premiums on the basis of risk and because one claim indicates a higher likelihood of another happening in the future. Therefore, many choose to contest workers’ comp claims.

 Insurance companies also choose to do this in some cases. Their business model relies on the payment of as few claims as possible, which means that they’ll do whatever they can to disprove claims in a lot of situations.

 What Will They Dispute?

 Generally, the easiest way for an employer or insurer to challenge your workers’ compensation claim is to raise a question about causation. What this means is that they’ll attempt to prove that your injuries did not arise due to workplace activities.

 This is impossible in many cases, such as where a worker falls from a height and suffers a broken bone. However, not every injury or illness has as obvious a cause as this.

 For instance, consider repetitive strain injuries. These are conditions that arise due to a continued pattern of exertion over a long period, such as lifting or carrying.

 If you suffer such an injury, and you perform lifting or carrying movements outside of work (such as in the gym) your opposition may try to use this to disprove your case.

 Getting the Help You Need at a Difficult Time

 Workplace injuries are hugely difficult for anyone. The physical trauma of suffering an accident coupled with the financial difficulties that might accompany it are enough to overbear on anyone’s resolve.

 However, if your workers’ comp case ends up in court, you should know that there are ways to keep yourself afloat financially until you get your money. Settlement loans for workers’ comp give you an invaluable option when times are tough.

 If you’d like to learn more about this financing option, contact us today to find out if your issue qualifies for a loan.





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How To Find The Best Lawsuit Loan Companies 

Pre-Settlement loans

Best Lawsuit Loan Company

Best Lawsuit Loan Company

Were you awarded money from an accident, Roundup case, or slip-and-fall lawsuit? The good news is that you will finally be getting money to pay for necessary expenses that have piled up since your injury. The bad news is that it can take a long time to get your money — you could be waiting for years.  If you need the money right now, a lawsuit loan can help. There are tons of companies that provide pre-settlement loans and not all of them are reputable. So, how do you find the best pre-settlement loan companies?  

Signs Of A Good Pre-Settlement Loan Company 

Here are some things to look for when choosing a lawsuit loan company. 

# 1 Online Presence  

The first step in finding the best lawsuit loan companies is to check out their online presence. The goal is to make sure they are legitimate. Do they have a website and a Facebook page? Does their website look professional? Do the links work?  Is the site trusted? Check out the companies Facebook page. Do they have links back to their website? If the company has no online presence other than a brand-new website, it pays to be skeptical. 

Lawsuit Loans Customer Service


#2 Exceptional Customer Service 

Customer service is extremely important when it comes to finding the best lawsuit loan companies. A good way to gauge customer service is to look at current reviews. Check out testimonials by previous customers. What do customers say about this company? Legitimate companies will have lots of reviews from satisfied customers. Scammers, on the other hand, will set up websites quickly and have few or no reviews. 

#3 Upfront Answers 

The best pre-settlement loan companies give you answers. When you call the company, they should answer all of your questions satisfactorily. They should be frank about the requirements for a pre-settlement loan. If the company is vague or you feel rushed to make a decision without having enough information, then it is best to choose another lawsuit loan company. 


Best Pre Settlement Loan Companies

Best Pre Settlement Loan Companies

#4 Multi-Channel Support 

Choose a company that offers multi-channel support, meaning multiple ways to get in contact with them. Examples of multi-channel support include website forms, email, social chat, and telephone. Companies that offer multi-channel support make it easier to for you to exchange information. You might want to call and talk to customer service representatives if you have specific questions about the loan process. Email support may work best when you need to send documents in to support your application. Multi-channel support ensures that you can do all of those things without a fuss. 

#5 A Wealth Of Resources 

The best pre-settlement loan companies offer a ton of self-service resources to help you learn about pre-settlement loans. They should create and share articles, blog posts, FAQ pages, videos, and more to answer all of your questions. Reputable companies want you to make an informed decision about a pre-settlement loan. They want you to fully understand how lawsuit loans work. This is why they provide this information. Less reputable companies don’t want customers to be informed. So they only provide the basics.  

#6 Online Application 

The best pre-settlement loan companies allow you to start the application process online. It shows that the company values your time. You may still have to talk to someone over the phone or via email, but starting the process online makes it easier and quicker to get started. Filling out a form online speeds up the process significantly. 

#7 Quick Approval

24hr Lawsuit Loan Approvals

24hr Lawsuit Loan Approvals

If you’ve filed a personal injury lawsuit, then you probably need the money quickly. You may be off work and bills are piling up quickly.

You need the cash now to pay your rent, utilities or mortgage payments. You shouldn’t have to wait weeks to get your money. Good lawsuit loan companies should be able to approve your application in a timely manner.  The best lawsuit loan companies offer 24-hour approval. 

#8 Free Application 

You should never have to pay a fee upfront to apply for a pre-settlement loan. Reputable lawsuit loan companies do not require you to pay a penny before you receive your pre-settlement funding. If you come across a lawsuit loan company that demands a fee up front for processing, walk away fast. The company could be a scammer hoping to make a quick buck. 

#9 Risk-Free Funding

Best Lawsuit Loan Companies

Best Lawsuit Loan Companies

Trustworthy lawsuit loan companies offer “non-recourse funding,” which means that you won’t be required to pay back money if you lose your case. If a pre-settlement loan company tells you that you will need to repay the money if you don’t win your case, you should be wary. They could be trying to take advantage of you. 

Things To Watch Out For

Here are some red flags to look out for when choosing a lawsuit loan company. 


  • Guaranteed approval – There’s no such thing as guaranteed pre-settlement lending. It is the case that counts. Reputable lawsuit loan companies examine each case carefully before making a decision. So, if you are offered guaranteed approval, be cautious. It could be a scam. 
  • No attorney needed – Legitimate lawsuit loan companies require that you be working with an attorney before you apply. Avoid any lawsuit pre-settlement lender that tells you that you can get a lawsuit loan without a lawyer. 
  • Offers a loan with no case – In order to get pre-settlement lending, you must have a case currently in court. The loan amount is based on your expected settlement. Therefore, you can’t get funding if you don’t have an active case. Any company that says that you can get funding without a case is likely operating some kind of scam. 
Pre Settlement Lawsuit Loans

Pre Settlement Lawsuit Loans

The Bottom Line 

When you’re waiting for money from a personal injury or some different type of lawsuit, a Lawsuit Cash Advance Loan can provide you with the cash that you need to cover your bills and other expenses. But, you must do your homework to ensure that you are dealing with an honest company. 

At Lawsuit Cash 911, we have helped many people get pre-settlement cash quickly. Check out our many reviews or contact us to Get The Best Lawsuit Loan Company for your settlement funds.



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IVC Filter Lawsuit Loans   Essure Lawsuit Loans   Aviation Accident Lawsuit Loans  States We Fund In

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car accident loans


You’ve just been through a horrible car accident, and on top of the trauma, you now have to deal with mounting medical bills.

You can’t afford them. But at the end of the day, you can’t afford to give up on the settlement.

This is where a 24 hour car accident loan can help. Keep reading to find out more about how it works and how you can qualify.

What Is Pre-Settlement Funding

Pre-settlement funding is when a plaintiff (you) receives advanced money from a court award before a final decision is reached in the case.

The idea is simple: if you’re suing in court, there’s a good chance that you need the court award money.now. The problem is that lawsuits can stretch on for months at a time and you may not be able to wait that long.

Pre-settlement funding helps tide you over until the court award is finalized and you receive a check.

How It Works?

When you get this kind of funding, it’s kind of like a loan.

A company buys a portion of your future claim award. In exchange, you get cash, which you can use to pay for things while your attorney irons out the details of your claim.

From there,it’s important to differentiate whether you get a loan or some other form of a cash advance called  pre-settlement funding.

A loan requires you to pay back the money no matter what. There are other forms of lending that don’t require you to pay the money back if you lose.(Non Recourse Loans)

When your attorney settles your claim, the company who bought a portion of your future claim will receive the portion that they purchased.

The exact process varies between lenders, but most lenders have a targeted investment size and damage size in mind. Most lenders require your lawyer to take their fees on a contingency basis in order to ensure that everyone on the case is aligned toward the same goal.

Basically, your lawyer must be confident enough in the outcome of your trial to risk their fee on the final settlement payoff.

However, reputable financiers do not control the management of the case–including any discussions of a settlement. That falls to your lawyer. Your lender does not become a party to your case when they lend either. The only way this would change is if discovery found their funding to be relevant to the case.

Your lawyer also does not have any professional obligations to your lender other than informational rights specified in your financial documents such as acknowledging your cash advance.

Advantages and Disadvantages

If you’re faced with mounting bills and insufficient income to deal with them, you may be so desperate for a life jacket that you’ll jump at anything that comes your way.

But it is important to take the time to figure out whether a car accident loan is, in fact, the right solution to your problems.

With that in mind, here are a few pros and cons of these loans.

It Tides You Over

The single biggest advantage of these loans?

They tide you over.

Let’s break it down.

In a civil case, the prevailing party must provide a bill of costs, itemizing the expenses incurred in the course of the case. Common expenses include:

  • Fees paid to compel witnesses to attend court proceedings
  • Fees paid to expert witnesses
  • Filing fees
  • Document preparation fees
  • Miscellaneous fees associated with bringing a case to court

Note that attorney’s fees are not the same thing as costs. You can’t use loans to pay for attorney fees–the attorney must be retained on a 100% contingency basis.

Either way, your settlement rarely covers your out-of-pocket expenditures. Add in the fact that you’re dealing with mounting medical bills and may not be working (depending on your injury) and you’ve got one hefty bill on your hands.

Chances are good that you don’t have the income to handle it.

Car accident loans help you stay the course and keep your head above water until your settlement comes through. And if you desperately need that settlement, a loan may just be your saving grace.

It Can Get Expensive

Detractors usually point to the same criticism: loans like this can get expensive.

Most states don’t regulate these types of loans, which means they can get more expensive than credit card debt. That’s because you pay back the principal amount of the loan, as well as accrued interest and a funding fee.

The problem is that personal injury cases can take months or years to settle, and even longer to go to trial. That’s plenty of time for interest to build up, especially if the interest rate increases after the first year.

It Can Give You More Time



On the flip side, car accident lawsuits are expensive in their own right.

In 2013, car accident fatalities resulted in $44 billion in medical and work loss, costs, as well as the financial and emotional burdens on the victims’ families. If an accident wasn’t fatal, you’re still facing months of medical bills and lost time at work.

So when a case finally goes to court, you may be scrambling to get the money together just to pay the cost of pursuing the case. You can’t afford the fees, but you can’t afford to lose the case either–not with a mountain of medical debt building on your back.

Car accident loans can help buy you more time–enough to help you win your case and pay off your debts.

How to Qualify

Qualifying for auto accident loans depends on your accident type and the case itself.

Each lending company has its own qualification requirements. Our requirements are as follows:

  • You must have a valid case filed in court
  • You must have an attorney representing your case
  • The burden of liability must lie with the other party
  • The defendant must have insurance

Keep in mind, however, that every case is different, and you qualify for a loan on the merits of the case. So even if you do meet all the eligibility requirements, your application will still be reviewed on a case-by-case basis.

The good news is that all of our loans are non-recourse. That means that you’re not personally liable for the cash we advance to you if you don’t win.

Do You Need Car a Accident Loan?

If you need a car accident loan, you need a life jacket. We’re here to provide you one.



Click here to take a look at the types of cases we fund or find out more about our funding loans.

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How to Find THe Best Lawsuit Loan Company

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